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You've reached the 20 year mark in yourmilitary career and finally you're readyto transition out you recognize you willonly receive half of your high 3 basepay and you'll no longer receive bah butyou were now learning they want to takesome money away from you in the form ofan annuity should you do it I'm MitchellHockenberry and I'm gonna talk youthrough the pros and the cons of signingup for the survivor benefit planyou know that only half of your highthree is available as a pension butworse know bah that means you're nottaking a 50% pay cut but more like 65%and now they're asking you if you wantto participate in the survivor benefitplan another pay cut but I think youneed to look at this in a differentmanner the survivor benefit plan is toprovide a portion of your retirementpension to your loved ones when you diein essence you are paying via a reducedpension amount for an annuity to be paidout to your spouse or your children orboth when you die now this is actually areally good thing let me paint you apicture you're married and you have twochildren under the age of 18 you retireafter 20 years and you begin to drawyour monthly pension in the amount of$2,500 a month if you die soonthereafter do you know how much yourpension is gonna go to your spouse andchildren zero zilch let that sink in youserve for 20 years expecting to receivethis nice pension for the rest of yourlife a long life but you die early yourspouse didn't earned the pension byserving the 20 years you did is thatfair for your spousenot really but by taking a smalleramount usually around $200 less permonth you are providing your spouse aportion of the pension in case you diethis is a really big benefit now I'm notusually a proponent of annuities in factthat's a bit of an understatementI like to look at it other ways that youcan manage risk whether it's selfinginsurer itself ensuring for instance orgetting a term insurance product buthere's the thing I've run the numbersand the survivor benefit plan is notonly competitive in many cases in manycases it's a better deal clearly I amtalking in generalities here because Idon't know your specific situation noryourhealth or any of that other stuff besure to talk to a financial planner andrun the numbers specific to yoursituation but let me just lay out somepros and cons of the survivor benefitplan pros 1 it provides income to thespouse after the servicemembers death -you cannot be denied enrollment due topoor health reasons 3 the beneficiarycannot outlive the annuity it goes onuntil their death for peace of mindknowing your loved ones are provided amonthly amount of money 5 it is veryinexpensive think sense not dollars morejust to add children to the plan 6 is agreat part after 360 monthly paymentskind of thinking like a house mortgagehere and reaching age 70 you are paid upyou no longer need to contribute butyour spouse still receives the benefitok now there's some cons one less

FAQ

How do I fill out the dd form for SBI bank?
Write the name of the beneficiary in the space after “in favour of “ and the branch name where the beneficiary would encash it in the space “payable at”.Fill in the amount in words and figures and the appropriate exchange .Fill up your name and address in “Applicant's name” and sign at “ applicant's signature”
How do I fill out the NEET 2019 application form?
Expecting application form of NEET2019 will be same as that of NEET2018, follow the instructions-For Feb 2019 Exam:EventsDates (Announced)Release of application form-1st October 2018Application submission last date-31st October 2018Last date to pay the fee-Last week of October 2018Correction Window Open-1st week of November 2018Admit card available-1st week of January 2019Exam date-3rd February to 17th February 2019Answer key & OMR release-Within a week after examAnnouncement of result-1st week of March 2019Counselling begins-2nd week of June 2019For May 2019 Exam:EventsDates (Announced)Application form Release-2nd week of March 2019Application submission last date-2nd week of April 2019Last date to pay the fee-2nd week of April 2019Correction Window Open-3rd week of April 2019Admit card available-1st week of May 2019Exam date-12th May to 26th May 2019Answer key & OMR release-Within a week after examAnnouncement of result-1st week of June 2019Counselling begins-2nd week of June 2019NEET 2019 Application FormCandidates should fill the application form as per the instructions given in the information bulletin. Below we are providing NEET 2019 application form details:The application form will be issued through online mode only.No application will be entertained through offline mode.NEET UG registration 2019 will be commenced from the 1st October 2018 (Feb Exam) & second week of March 2018 (May Exam).Candidates should upload the scanned images of recent passport size photograph and signature.After filling the application form completely, a confirmation page will be generated. Download it.There will be no need to send the printed confirmation page to the board.Application Fee:General and OBC candidates will have to pay Rs. 1400/- as an application fee.The application fee for SC/ST and PH candidates will be Rs. 750/-.Fee payment can be done through credit/debit card, net banking, UPI and e-wallet.Service tax will also be applicable.CategoryApplication FeeGeneral/OBC-1400/-SC/ST/PH-750/-Step 1: Fill the Application FormGo the official portal of the conducting authority (Link will be given above).Click on “Apply Online” link.A candidate has to read all the instruction and then click on “Proceed to Apply Online NEET (UG) 2019”.Step 1.1: New RegistrationFill the registration form carefully.Candidates have to fill their name, Mother’s Name, Father’s Name, Category, Date of Birth, Gender, Nationality, State of Eligibility (for 15% All India Quota), Mobile Number, Email ID, Aadhaar card number, etc.After filling all the details, two links will be given “Preview &Next” and “Reset”.If candidate satisfied with the filled information, then they have to click on “Next”.After clicking on Next Button, the information submitted by the candidate will be displayed on the screen. If information correct, click on “Next” button, otherwise go for “Back” button.Candidates may note down the registration number for further procedure.Now choose the strong password and re enter the password.Choose security question and feed answer.Enter the OTP would be sent to your mobile number.Submit the button.Step 1.2: Login & Application Form FillingLogin with your Registration Number and password.Fill personal details.Enter place of birth.Choose the medium of question paper.Choose examination centres.Fill permanent address.Fill correspondence address.Fill Details (qualification, occupation, annual income) of parents and guardians.Choose the option for dress code.Enter security pin & click on save & draft.Now click on preview and submit.Now, review your entries.Then. click on Final Submit.Step 2: Upload Photo and SignatureStep 2 for images upload will be appeared on screen.Now, click on link for Upload photo & signature.Upload the scanned images.Candidate should have scanned images of his latest Photograph (size of 10 Kb to 100 Kb.Signature(size of 3 Kb to 20 Kb) in JPEG format only.Step 3: Fee PaymentAfter uploading the images, candidate will automatically go to the link for fee payment.A candidate has to follow the instruction & submit the application fee.Choose the Bank for making payment.Go for Payment.Candidate can pay the fee through Debit/Credit Card/Net Banking/e-wallet (CSC).Step 4: Take the Printout of Confirmation PageAfter the fee payment, a candidate may take the printout of the confirmation page.Candidates may keep at least three copies of the confirmation page.Note:Must retain copy of the system generated Self Declaration in respect of candidates from J&K who have opted for seats under 15% All India Quota.IF any queries, feel free to comment..best of luck
How do I fill out a CLAT 2019 application form?
Hi thereFirst of all, let me tell you some important points:CLAT 2019 has gone OFFLINE this yearBut the application forms for CLAT 2019 have to be filled ONLINEThe payment of the application fees also should be made onlineNow, kindly note the important dates:Note the details regarding the application fees:Here, if you want the Previous Year Question papers, Rs.500 would be added to the application fees.Apart from this, there would be bank transaction charges added to the application fees.The application fees is non-refundable.Note one important point here that before you fill the application form, check for your eligibility.To know the complete details of filling the application form along with other information like the eligibility - in terms of age, educational qualification, list of NLUs participating and the seats offered under each category, CLAT Reservation policies, CLAT exam pattern, marking scheme, syllabus, important documents required to be kept ready before filling the form, kindly go to the link below:How to fill CLAT 2019 Application form? Registration OPEN | All you need to knowTo know how to prepare for one of the very important section of CLAT exam, GK and Current Affairs, kindly go to the link below:How to prepare GK & Current Affairs for CLAT 2019To practice, daily MCQs on Current Affairs, kindly go to the link below:#CLAT2019 | #AILET2019 | #DULLB2019 | GK and Current Affairs Series: 5 in 10 Series: Day 12For any other queries, kindly write to us at mailateasyway@gmail.comThanks & Regards!
How many forms are filled out in the JEE Main 2019 to date?
You should wait till last date to get these type of statistics .NTA will release how much application is received by them.